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Our quarterly newsletter will bring you insights into the financial industry with just enough injections of fun to keep you from going to sleep. True North ... it's serious stuff to offer you appropriate direction ... serving as another extension of Compass in navigating your financial world.

	Feature Story	Also in this issue:
Summer, 2010 3	Monte Carlo ... a stimulating simulation for your portfolio.	Savings vs. returns, healthcare reform, and some good news for Georgia taxpayers
Spring, 2010 3	Remembering the bear, thanks to the bull! What did we learn?	Estate tax.
Fall, 2009 3	To Roth or Not To Roth ... That is the Question!	EverBank for short-term, day-to-day banking requirements
Summer, 2009 3	Enjoy features from some external authors; one on family philanthropy and one on reverse mortgages.	Cash for Clunkers
Spring, 2009 3	"This We Believe ..." Part II headlines this issue as John takes his turn with the mighty pen.	Ways to invest in gold.
Winter, 2009 3	Read our first foray into personal disclosures from our partners as Kevin gets 2009 underway with "This We Believe ..."	There's not much room for anything else in this edition ... it's so special!
Fall, 2008 3	Keep moving forward ... staying focused on long-term and steadfast in the short-term.	Status of TD Ameritrade, value-added audits, and introducing a new team member.
Summer, 2008 3	Follow the diary of Harry Trendspotter in the Las Vegas land rush.	Insight into long-term care insurance, and the cost of other barrels of stuff.
Spring, 2008 3	Making a living by what we get, but making a life by what we give.	Why TD isn't the next Bear, Freedom Day, and a bit about politics.
Winter, 2008 3	KISS may not stand for what you think it may stand for.	Knowing the contents of your wallet, FDIC insurance limits, giving your home and auto insurance a checkup, and more!
Fall, 2007 3	Breaking up is hard to do, but diversification makes the heart grow fonder.	Got FICO? Also, Medicare explained, and a prize for good credit!
Summer, 20073	Have you met Mr. Market ... a revisit from Fall, 2005.	When to expect receiving social security.
Spring, 20073	What's on your list?	Tax Freedom Day, hugging your accountant, and survey results from millionaires. How do you compare?
Winter, 20073	One of the few times when listening to the broken record is not all that bad. Hear the song from the Compass soapbox!	Insurers pulling out or hiking up premiums, mutual fund distributions, and changes in charitable donation tax rules.
Fall, 20063	Going "green" on "peak oil?" A look at investments into alternative fuels.	Tax loss harvesting, introduction of Jennifer Bachelor, and Compass is on the list of 2005's fastest growing financial advisory firms!
Summer, 20063	The reality of "Deal or No Deal"	Healthy planning; and small choices that add up to big bucks.
Spring, 20063	Spend not what you have not ... a strategic approach to financial freedom	Plum Creek Timber; reviewing your homeowner's policy; a tax parable; and more on Elvis!
Winter, 20063	Las Vegas ... does the road to wealth run through this desert oasis?	Our 30-second Super Bowl commercial; the third annual "Thermal Pollution" contest, and Elvis!
Fall, 20053	Meet Mr. Market, and the interesting character he is!	More on handling Mr. Market; plus a celebration of ten years of planning from Compass, a wealth test, and the sweet smell of a good BBQ!
Summer, 20053	Determining if that house purchase is a lifestyle move or truly an investment. Know before you buy!	Your final farewell: The importance of a Letter of Final Instructions; plus the spotlight on Canon, Vanguard Inflation Protected Securities, and a snappy prize for trivial pursuit valued at $200!
Spring, 20053	A reiteration of the February market blast, which talks about alignment with the market composition of the Yale endowment.	It's so relevant, the Yale piece pretty much takes up the entire issue!
Winter, 20043	Setting the record straight about retirement.	Preventing identity theft, investment profile of Trex Company, and how to get in on the Thermal Pollution contest for 2005 by guessing the Dow for year end. (Plus ... the 2004 winners!)
Fall, 20043	The lesson of the pumpkin seed, and how it relates to your investment practices.	Smart people at Yale, five great ballparks, back to the basics for adult children, investment profile of Tortoise Energy, and some news from the home office.
Summer, 20043	Taking a look at foreign influence and why interdependencies are critical to our economy.	Helping out family, stock profile of The Cooper Company, mutual fund profile of Artisan International.
Spring, 20043	What does the Iditarod and our financials have in common? Kevin found out in a visit to Anchorage, Alaska in March.	Safety of your money, Tax Freedom Day, stock profile of PepsiCo complete with Trivial Pursuit question, mutual fund profile of PIMCO Commodity Real Return, and perhaps one of the most ingenious ways to discipline children.
Winter, 20043	You know to look both ways before crossing the street ... so we do the same in the financials! Read our look back at 2003 and the look ahead for 2004.	Kevin plays "Emotional Joe Investor" while watching CNBC on a JetBlue flight, stock profile of Cardinal Health, another Trivial Pursuit question, and see what John added to his portfolio in January.
Fall, 20033	2333%! Now that's growth! Read how Compass Financial continues to evolve, having grown from 3 clients to 70 over the course of four years. Our address and phone numbers may change, but our commitment to serving you as your personal "Chief Financial Officer" will remain strong.	An overview of our stock selection process, investment profile of Yankee Candle, and another chance to win by answering our Trivial Pursuit question.
Summer, 20033	Is today's market a flashback to the late 70's? The death announcement for the equity market was a bit off ... and we've got a 928% increase to prove it!	Market Update, a look at deflation, shareholders lawsuits, mutual fund spotlight on Payden High Income Fund, investment profile of Forward Air, and things to think about while you soak up some sun.
Spring, 20033	Here's why volatility really IS a good thing!	Market Update for 2Q03, new savings accounts, mutual fund spotlight on Liberty Acorn, investment profile of Michaels Stores, and an update on the bobsledding.
Winter, 20033	What makes capitalism successful? It's a five-letter word ...	Market Update for 1Q03, rebalancing, mutual fund spotlight on Merger Fund, investment profile of Lowe's, and the 2003 Compass Bobsled Team (yes, bobsled!)
Fall, 2002	Answers to common questions in troubling financial times (like now!).	3rd Quarter Update, tax loss harvesting, mutual fund spotlight on PIMCO Total Return, investment profile of ADP, college CD's, and a brand new look for True North!
July, 2002	A golf course survey reveals a surprising handicap for CEOs.	How to keep your insurance premium costs in check when faced with recent industry changes.
April, 2002	Join Kevin as he takes a look at an investor's best neighbors.	Direct and strategic alliance services accessible through Compass Financial Consulting.
January, 2002	It's here! Our 2002 Market Prediction ... don't miss this.	Why tax reform really did (and can) make a difference.
October, 2001	Filling your jar of life. What goes in when? It can make a difference ... find out why!	Quenching the stock market fears for ensuring long-term gain. Hang in there!
April, 2001	The markets are depressed ... hoorah! Huh? Find out why declining markets make the diversified investor happy.	A substantial tax benefit for company stock in 401(K) plans; new additions to the Compass family.
January, 2001	In this issue, Kevin takes a backwards glance at 2000, which reinforced some of the basic financial principles to be practiced.	Researching old stock certificates; taking more time off to enjoy life.
October, 2000	Is Kevin asking for a bear market? Yep ... read this issue to find out why.	5.4% Interest Checking

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